Harbour Documents
Need-For-Risk must drive client decumulation, not attitude
Need-For-Risk is significantly more crucial to financial security when market volatility, returns and sequencing risk combine as clients move into retirement and onwards to old age.
Harbour Insight
Harbour Insight provides insights into Harbour, its capability, user experiences and analysis.
FCA Business Standards
Harbour makes compliance easier and more transparent.
More than a simplistic attitude-to-risk box-ticking tool, Harbour’s design has used the FCA’s COBS9 and SYSC3.2 codes of business as a reference.
We think Harbour is the most intelligent suitability assessment tool out there, but don't take our word for it, see what our users have to say!
Informed Financial Planning
Using Harbour, I have complete visibility and control of our advice process; risks to our business and reputation are reduced. For any professional multi-adviser financial planning firm that takes its business seriously, I can thoroughly recommend Harbour”.
Elaine Baker, Compliance Manager
Informed Financial Planning
ARIA Capital Management
As a regulated firm, we demand a robust investor suitability process that goes beyond the basic functions of a simple risk profiler. Today, Harbour is an intrinsic part of ARIA’s proposition to advisers and their clients and has helped our successful expansion offshore.
Matt Brittain, Managing Director, ARIA
Harbour is about as far removed from box-ticking as one can get.